For Entrepreneurs
Your Business Success. Your Wealth Legacy. One Integrated Partner.
We help business owners maximize company value while building lasting personal wealth. Most advisors treat your business like a line item, we treat it like what it is: the engine of your wealth creation.
The Challenge
The Problem
50%
of US wealth is held in private businesses
70%
of business owners’ wealth is tied to their company
$3.5B+
in transactions managed by our team
Traditional wealth management focuses on stocks and bonds, leaving business owners with fragmented advice from multiple advisors who don’t coordinate. We built Panoramic Capital to solve this.
Who We Serve
Clients We Partner With
Business Owners
Planning for eventual transition ($1M–$10M+ EBITDA)
Growth-Stage Founders
Needing integrated business and wealth planning
Family Businesses
Navigating succession and legacy planning
Successful Entrepreneurs
Seeking sophisticated wealth management
The NorthStar System
Strategy that points at what matters.
The NorthStar Value Creation System helps business owners align business value, personal wealth, and life priorities within one clear framework. Together, we define your NorthStar, identify the value drivers that matter most, and create a capital allocation strategy designed to connect where you are today with where you want to go.
Our Process
As Your Capital Partners
We help coordinate the financial decisions that shape your business, wealth, family, and future. Our process begins with a clear understanding of your full financial picture and continues through ongoing guidance, implementation, and review.
Understanding
We begin by learning about your values, goals, business interests, family priorities, and complete balance sheet so we can understand what matters most.
Creating
We use that information to build coordinated strategies across wealth management, business advisory, estate planning, investments, and long-term capital allocation.
Partnering
As your life and business evolve, we continue to help evaluate decisions, coordinate advisors, and keep your financial strategy aligned with your goals.
Services
How We Help
Business Consulting
Maximize enterprise value through our NorthStar Value Creation System
- COMPASS Score assessment of your transition readiness
- Value driver analysis to identify the 2–3 levers that matter most
- Strategic planning with clear accountability
- Transaction preparation for maximum value
Wealth Management
Build lasting wealth beyond your business
- Private market access (PE, real estate, credit)
- Tax-aware strategies and direct indexing
- Risk management and diversification
Transaction Advisory
Navigate business transitions with expertise
- Exit strategy development
- Investment banking coordination
- Deal process management
Estate & Tax Planning
Maximize after-tax wealth transfer
- Advanced estate planning structures
- Business succession strategies
- Multi-generational planning
Pricing
Transparent Pricing
For Emerging Business Owners
- • Business consulting & financial planning: $2,000/month
- • Reduces to $1,000/month when assets reach $1M
- • Eliminated when managed assets reach $2M
For Established Wealth
- • Grid-based assets under management fee schedule
- • Decreases as assets increase
- • No fees on unmanaged assets or cash reserves
All pricing includes complete Personal CFO service: business consulting, investment management, financial planning, and advisory coordination.
Our Team
Proven Experience
Real-world expertise across $3.5B+ in transactions. We’ve been business owners ourselves, this shapes everything we do.
Andrew Carter
30+ years serving business owners, Forbes-recognized
Nick Hubert
10+ years wealth advisory, real estate development
Taylor Gentry
Investment banking, private equity, CFO experience
Get Started
Ready to Get Started?
Take the COMPASS Score
10-minute assessment of your business transition readiness. Completely confidential, includes consultation to review results.
Schedule a Consultation
Speak directly with our team about your situation. No sales pressure, just valuable insights.